Recover APGLI Loan EMI by DDOs - APGLI Department 2022

 Recover APGLI Loan EMI by DDOs - APGLI Department

Recover APGLI Loan EMI by DDOs - APGLI Department: Assent of Loan to Policyholders on their polices – Collection of anticipated interest of Loan – Orders – Issued

Reference:

1.        Circular Memo. No. 707/119/A2/Admn-II/2013, dt: 21-06-2013

2.        Lr. No. 1/Genl/2014-15, dt: 24-02-2015 of the Director of Insurance, A.P. 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In the reference first read above, Government have taught the Drawing and Disbursing Officers to gather the premium on APGLI Loans will be deducted after the Principal sum has been completely recuperated, computing something very similar at the financing cost as educated by the Director of Insurance in the allowance orders in at least one portions not surpassing (10) regularly scheduled payments.

In the reference second read over, the Director of Insurance (FAC), has educated that a large portion of Drawing and Disbursing Officers are not deducting the interest sum after fulfillment of Principal, they are deducting Principle sum as it were.

This sort of issue is making misfortune the APGLI Fund and between time to endorser. The Accountant General, Andhra Pradesh likewise called attention to that the deferral in recuperation of interest on Loans coming about hefty misfortune to the Fund Account.

Subsequently, the Director of Insurance has mentioned the Government to accord authorization to compute the accruable measure of revenue due, at the hour of approval of advance itself and aggregate sum showed up consequently (Principal advance +Interest) ought to be deducted in Equated Monthly Installments (EMI), from the supporter's compensation and furthermore guidelines might if it's not too much trouble, be given to all the Drawing and Disbursing Officers to impact recuperation of EMI sums according to the predefined portions instantly.

Government after cautious assessment of the proposition of the Director of Insurance (FAC), A.P., Hyderabad therefore accord consent to figure the normal measure of straightforward interest on lessening balance technique at the hour of approval of advance itself, fix the E.M.I., and advise something similar to the concerned Drawing and Disbursing Officers appropriately mentioning them to recuperate a similar which will comprise of head and premium.

Recover APGLI Loan EMI by DDOs - APGLI Department:

The Director of Insurance will see that any overabundance or less measure of interest so recuperated is accounted and changed at the hour of ensuing credit or settlement of guarantee.

The Director of Insurance (FAC), A.P., Hyderabad will make a vital move in the matter likewise. DDOs Should Recover APGLI Loan EMI.

  >>>>>>AP GO.74<<<<<<

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ApTeachers9: Recover APGLI Loan EMI by DDOs - APGLI Department 2022
Recover APGLI Loan EMI by DDOs - APGLI Department 2022
Recover APGLI Loan EMI by DDOs - APGLI Department: Assent of Loan to Policyholders on their polices – Collection of anticipated interest of Loan – Ord
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